Hi pplz, I kno that Commerce bank offers the Visa reloadable prepaid cards. I know that they're a little different than the ones in the pharmacies and what not, at least w. offering ss# and so forth (Commerce bank doesn't ask for a social security #, but ones in stores do). Can somebody tell me if their are other differences w. the Commerce bank card verses the ones in the stores? Thanks in advance. i learned recently that it isn't a prepaid in reality, its the gift cards....yea i was peed when i found that out...ty anyway though.